Tag Archive 'debt settlement programs'

Credit Card Charge Off

A charge-off occurs when a bank or financial institution writes off an account as bad debt. This process usually occurs after six months of non-payment. Many creditors will try to tell you that a charge off will ruin your credit score. While charge-offs should certainly be avoided, if you are unable to [...]

10 Questions to ask a Debt Settlement company

When you are shopping for a debt settlement program, here are ten questions you should be asking.
#1
Q: Are you a member of TASC (The Association of Settlement Companies)?

TASC is a regulatory body in the settlement industry. TASC member companies are required to disclose all fees and program terms to clients. Make sure you [...]